Harley Davidson Payment Calculator

Estimated Harley Davidson MSRPs

Looking for some numbers to start with? Check out some of these estimated MSRPs for popular Harley Davidson models to get an idea of how much it will cost to purchase a new or used Harley Davidson.

Harley Davidson Model	Estimated New Vehicle MSRP
Sportster® S	$15,499
Iron 883™	$11,249
Forty-Eight®	$12,299
Softail® Standard	$13,949
Street Bob® 114	$15,349
Fat Bob® 114	$18,330
Low Rider® S	$17,530
Low Rider® ST	$21,749
Fat Boy® 114	$19,530
Heritage Classic	$20,799
Electra Glide® Standard	$19,429
Road King®	$19,929
Road Glide®	$22,249
Street Glide®	$22,249
Road King® Special	$23,429
Road Glide® Special	$27,449
Street Glide® Special	$27,449
Road Glide® Limited	$28,729
Ultra Limited	$29,169
Road Glide® ST	$29,999
Street Glide® ST	$29,999
CVO™ Street Glide®	$41,899
CVO™ Road Glide®	$41,899
CVO™ Road Glide® Limited	$44,899
Pan America™ 1250	$17,319
Pan America™ 1250 Special	$19,999
Freewheeler®	$28,499
Tri Glide® Ultra	$35,699
CVO™ Tri Glide®	$49,999

Be sure to compare Harley Davidson dealerships in your area and shop around for the best prices and special offers.

Harley Davidson Tax, Tag, and Title Fees

In addition to your monthly payments on your motorcycle loan, there are some other costs you’ll need to consider when buying a vehicle in Harley Davidson.

Some of these costs are one-time fees, while others need to be paid annually to keep your motorcycle legal to drive.

The main fees to consider when buying a new or used motorcycle in Harley Davidson include:

Title fees.
Sales and use tax.
License plate and registration fees.
Smog inspections, safety inspections, and VIN verifications, if applicable.

Harley Davidson Motorcycle Insurance Cost

Additionally, you’ll need to think about how much your motorcycle insurance premiums will cost when you finance a Harley Davidson.

While you’ll always need to motorcyclery a policy that meets the minimum amount of liability coverage, most auto lenders will also require that you have a full coverage policy on the vehicle for the duration of the loan.

A full coverage policy typically includes:

Liability coverage.
Comprehensive coverage.
Collision coverage.

It can also be a smart idea to motorcyclery GAP insurance or Total Loss coverage.

These additional coverages will better protect you financially if your motorcycle gets damaged or stolen, but they will increase the price of your premiums.

Be sure to compare quotes from a few different providers when you need a new insurance policy for your Harley Davidson. This will ensure you get the coverage you need at the lowest price.

Motorcycle Payment Calculator for New & Used Harley Davidsons

Use the motorcycle loan calculator to estimate your monthly payments on your Harley Davidson.

Enter the price of the vehicle, your down payment, any trade-ins you may have, and the loan details to get an estimated cost.

You can make adjustments to the loan term and interest rate to see what type of financing terms will work best for your budget.

Figuring out what your monthly payment on a motorcycle will be is a great way to start shopping for another vehicle. Small adjustments to the numbers above can have a significant impact on the interest you’ll pay over the life of the loan.

Be sure to select financing that matches your needs and your budget.

The estimated monthly payment above is for informational purposes only and does not include taxes, tag, and title fees or insurance premiums.

How To Calculate Your Monthly Motorcycle Payment

In order to calculate your estimated monthly motorcycle payment, you’ll need to know a few basic numbers, including:

The total loan amount (the price of the motorcycle minus your down payment and any trade-ins or incentives).
The APR (annual percentage rate) or interest rate. (i.e. the cost of borrowing)
The loan term (how many months you will be repaying the loan over).

Those numbers will give you the total principal and interest for the motorcycle loan, which you’ll then divide by the length to get your estimated monthly payments.

You can play around with numbers in the calculator above to figure out what sort of financing will make the most sense for your budget.

We’ll break down each of the fields in the calculator above so you can better understand what goes into your monthly payment calculation.

Harley Davidson Motorcycle Loan Variables	Description
Purchase price of the motorcycle	Final sale price of the vehicle.
Down payment	The cash you’ll put down to pay up front.
Trade-in value	The cash value of a trade-in vehicle you have to sell to a dealership.
Interest Rate	The APR of the loan. Rates offered can vary based on a variety of factors.
Loan Term	The length, in months, of the loan. This describes the number of monthly payments you’ll be making until the loan is paid off.

Other fees to consider when financing a motorcycle:

Fee	Description
Dealership and Document Fees	Dealerships will charge extra fees for document preparation and signing. These are generally one-time fees when making the purchase.
State and Local Taxes	State and local sales/use taxes typically apply when buying a motorcycle. Annual taxes may also apply when you renew your registration.
License Plate and Title Fees	Tag and title fees are paid to the DMV in order to register the vehicle in your name. These are renewed annually in most states.
Insurance premiums	Finally, you’ll need to consider the cost to insure the motorcycle. Many lenders will require you to maintain full coverage (comprehensive and collision) for the duration of the loan term.

Whether you’re buying or selling a motorcycle, VINvaquero.com has the free tools and resources to help get your started. Check them out below!